Personal Banking - Checking
Free Checking
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The perfect checking account for the simplified lifestyle. Free Checking allows you the convenience of unlimited check writing, Visa Check Card use, and telephone and online access without being charged a monthly maintenance fee, EVER!! While other banks “Free” Checking Accounts come with hidden restrictions – You MUST have direct deposit, you MUST use your debit card three times a month. You MUST write less than 20 checks per month - The First National Bank of Bank of McHenry’s Free Checking Account comes with NONE OF THESE RESTRICTIONS whatsoever. With Free Checking statements are mailed monthly. The name says it all – it’s totally Free Checking. |
Advantage Checking
Discover The First National Bank of McHenry advantage. The Advantage Checking Account offers basic checking services and some valuable add on benefits that you will find useful and convenient in your busy lifestyle. This interest bearing checking account gives you unlimited check writing and is available to you at no cost provided the balance in the account does not fall below $100 any day of the statement cycle. Should this occur, a nominal charge of $9 for that statement cycle will be assessed. Some of the great add-on benefits include …
- First Order of Special Pre-Printed Club Checks Free.
- Interest Earned Paid Monthly on Balances $500 and Greater.
- $5,000 Accidental Death Insurance.
- Statements Mailed Monthly with Check Images.
- Unlimited Free Access to First Fone Telephone Banking and Personal Online Banking with Online Bill Payment.
- Free Visa Check Card.
- Credit Card Protection.
- Nationwide Travel & Entertainment Discounts.
- Online Savings @ Local Merchants
… all at no additional cost to you.
Advantage Plus Checking
Our most popular account !! By combining the same outstanding add-on benefits found in the Advantage Checking Account, as well as many other useful bank products and services either at no charge or a discount, the Advantage Plus checking account provides you with an exceptional value in a household checking account. In addition to the benefits listed above as part of the Advantage Checking Account, Advantage Plus members also receive the following extra benefits for the low monthly charge of $7.
- Free Unlimited Pre-Printed Special Member Checks.
- Interest Earned and Paid Monthly on all Balances.
- Statements Mailed Monthly with Check Images.
- Free Money Orders and Cashier’s Checks.
- Free Notary and Medallion Signature Guarantee Service.
- Unlimited Free Access to First Fone Telephone Banking and Personal Online Banking with Online Bill Payment.
- Free Visa Check Card.
- $10 Discount on First Year Safe Deposit Box Rental.
- Preferred Rate of Installment Loans.
- Preferred Rate on Advantage Certificate of Deposit.
- $100 Discount on Mortgage Closing Costs.
- $10,000 Accidental Death Insurance.
- Everyday Rebate Rewards
Advantage 55 Plus Checking
It’s Advantage Plus Checking if you are 55 years old or better. Enjoy all the benefits of Advantage Plus Checking at a discount of only $4 per month.
SNOW Checking
Higher Balance Checking Account consumers will get the most from the SNOW account. It combines unlimited check writing with interest being earned and paid on all balances. This high performance account is built with three interest rate tiers to provide you the maximum return on your balances. You may avoid the monthly $10 charge, if you, each day of the statement cycle maintain a minimum balance of $1,000 or an average daily balance of $1,500. Snow account holders also receive free unlimited access to First Fone Telephone Banking and Personal Online Banking as well as a free Visa Check Card. Statements are prepared and mailed monthly with check images.