Visa Platinum Credit Card

We are pleased to announce the addition of a First National Bank of McHenry Platinum Credit Card to our current product offerings. Read on to find out how you can enjoy more opportunities to shop, dine, and travel with a Visa Platinum Card offered by The First National Bank of McHenry.

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In a world of commonplace credit cards, our Visa Platinum Credit Card stands out because it offers you many rewards, benefits, and features. Here’s why …


When you use you First National Bank of McHenry Visa Platinum Credit Card, the rewards keep coming:

Earn one point for every dollar in net retail purchases.  There’s no cap on how many points you can earn.

Redeem points for merchandise, rental cars, cruises, hotels, or airline travel – with fewer restrictions, and no blackout dates.

To view the catalog and take a test drive of all the rewards available to you, simply click here

Exceptional Service

We’ve always believed in offering you the best possible products in the marketplace, but we also believe that we have to back it up with exceptional service. To that extent, we’ve established a United States based VIP Customer Service Center that is available to assist you 24 hours a day, seven days a week.

Cardholders can also manage their account online, anytime at

State-of-the-art Security

Your First National Bank of McHenry Visa Platinum Credit Card has multiple layers of protection that give you an extraordinary level of security.

Zero fraud liability

Verified by Visa lets you create a personal one-time password for added protection with online purchases

Identity Theft Assistance is free if you suspect your data has been stolen.

A 3-digit code on the back of your card provides an extra layer of internet and telephone fraud protection.

Emergency Cash and Card Replacement

Whether you are traveling domestically or internationally, Visa Platinum cardholders will have access to emergency card replacement if you are ever inadvertently separated from your card

Travel and Emergency Assistance

Visa Platinum cardholders are never more than a phone call away from assistance. Visa Travel and Emergency Assistance Services will put you in touch with the appropriate emergency services, including medical, legal, or transportation, should the need arise. Please call the program administrator at 1-800-VISA-911 for assistance.

Auto Rental Collision Damage Waiver

Provides, at no additional charge, coverage for damage due to collision or theft up to the actual cash value of most rental vehicles when certain terms and conditions are met. For coverage to be in effect, you must initiate and complete the entire rental transaction with your eligible Visa card, and decline the car rental company's collision damage waiver option, or similar provision, if offered by the car rental company. Restrictions apply if you have personal automobile insurance covering this theft or damage. Please call the program administrator at 1-800-VISA-911 for assistance.


This card is issued by TCM Bank, N.A. Subject to credit approval.